Clients with pressing financial concerns will work one-on-one with a financial counselor to address immediate issues. Support may include navigating utility shutoff notices and applying for assistance with excessive water bills. When additional support is needed, SOAR works closely with trusted community organizations to connect clients to referrals and resources that help address their pressing needs.

“SOAR has been an amazing resource for our patients who need assistance with resources.” — Ariana S., Sage Health

Economic insecurity is a daily reality for thousands of Maryland older adults. Many older adults are eligible for assistance programs to reduce their expenses, increase their financial support, and help them age in place. SOAR Counselors connect Maryland seniors and individuals with disabilities with benefit programs that can help pay for health care expenses, food, utilities, and more.

“SOAR has helped our clients tap into benefits that allow them to have a better quality of life.” — Arkia W., Neighborhood Companions, Inc. 

Download our Tax Credit Brochures!

Maryland Renter’s Tax Credit Brochure

Maryland Homeowner’s Tax Credit Brochure

Renting or owning a home in Maryland is expensive! Many Maryland seniors qualify for tax credits, like the Renters’ and Homeowners’ Tax Credit, but simply don’t take advantage of them. Our SOAR Counselors can help you or your clients through every step of the application process. It’s time to take the credit!

Questions? Call the Tax Credit Hotline at 443.961.6220.

Maryland Tax Credit Education

Many Maryland residents—especially older adults and families on fixed or limited incomes—are unaware of valuable state tax credits and benefits they may be eligible to receive. Our Maryland Tax Credit Trainings help community members better understand available tax credits, eligibility requirements, and how to claim them. Community organizations, libraries, senior centers, and partner agencies are encouraged to request a Maryland Tax Credit training for their clients or members. Training can be tailored to meet the needs of your audience and delivered in community settings. Please use this form to request a Tax Credit training.

Older adults are increasingly targeted for financial exploitation, with scammers using sophisticated and evolving tactics—many of them online—to separate individuals from their money. Financial abuse against older adults is estimated to cost victims more than $36 billion annually, making it one of the fastest-growing threats to financial security.

The impact of financial exploitation can be especially devastating for older adults, who often have fewer working years to recover lost funds and may already be living on fixed incomes. The internet has become a primary tool for fraudsters, increasing the urgency for education around digital privacy and online safety.

SOAR Counselors provide interactive, informative training sessions designed to help older adults recognize common scams, identify warning signs of financial abuse, protect their personal information online, and understand how and where to report suspected exploitation. These trainings empower participants with practical tools and knowledge to safeguard their finances and confidently navigate today’s digital world.