We’ve received more requests from homeowners this year than in previous years, for resources relating to mortgage relief and mortgage counseling, home repair assistance, and other homeowner resources.
If you’re having financial difficulties and can’t pay your mortgage, you should first reach out to your mortgage servicer and ask for help. They have programs in place to assist homeowners with their mortgage, some of which include repayment plans, mortgage forebearance, and loan modifications.
Here are some additional resources that may help — be aware that programs sometimes close their application portal and run out of funds. Contact each agency directly to get more information about income requirements and availability.
We will add additional resources as they become available!
Allegany County
Anne Arundel County
Baltimore City
LIGHT Intake & Assessment Unit – Home Repairs and Grants
Lead Hazard Reduction (also available to renters)
Weatherization and Energy Efficiency (available to renters if the landlord applies.)
Water Bill Assistance (also available to renters)
Home Improvement Property Tax Credit
Baltimore County
Housing Rehabilitation Loan Programs
Caroline, Kent, Cecil, Queen Anne’s, Talbot, and Dorchester Counties
MRDC Foreclosure Assistance/Mortgage Modification
Cecil County
Charles County
Assistance for Water and Sewer Bills
Dorchester County
Garrett County
Weatherization Services and Mortgage Counseling
Frederick County
Housing Rehabilitation Programs
Howard County
Reinvest Renovate Restore Program
Montgomery County
Prince George’s County
Homeownership Preservation Program
Statewide Assistance Programs
Maryland Homeowner Assistance Fund