debt reform

Share Your Story With Us!

Why Your Story Matters Many people facing medical debt, housing instability, unfair utility practices, or other financial hardships are told—explicitly or implicitly—that what they’re going through is personal failure, bad luck, or something they should handle quietly on their own. At Economic Action Maryland Fund, we believe something very different: Your experience is not the problem. The systems that created it are. Stories help change the conversation Policies are often debated using statistics, budgets, and technical language. But those numbers don’t show what it’s actually like to: choose between paying a bill and buying groceries worry about losing your home ...

Comments to the CFPB on Earned Wage Access Products

In July 2024, the CFPB proposed an interpretive rule on the regulation of Earned Wage Access products. Economic Action Maryland Fund submitted a comment letter on behalf of several Maryland-based organizations urging the agency to finalize this interpretive rule. Click here to read the full letter 

Medical Debt Protections Maryland

Medical Debt Protections Maryland This guide is designed to walk you through different options and rights you have to receive affordable hospital health care at different stages in the process which are specific to Maryland. Click Here to View Our 2024 Guide To Medical Debt HB268 Fact Sheet - Putting Patients Over Profits HB428/SB349 - Protecting Patients From Medical Debt Home Liens Paying for Hospital Care - Financial Assistance You may be eligible for free or reduced-cost care. By law, Maryland’s nonprofit hospitals must offer free and low-cost care ...

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