Maryland Medical Debt
Do You Need Medical Debt Assistance?
Far too few patients are aware they may qualify for financial assistance that would reduce or wipe-out their medical debt. Economic Action Maryland Fund is thrilled to partner with Dollar For to help patients in Maryland apply for hospital financial assistance.Dollar For has been working nationwide to crush medical debt by helping patients apply for financial assistance and advocating with hospitals to eliminate or reduce patients’ medical debt.If you or someone you know has medical debt from a hospital stay, click on this link which will take you to our page. On the page you can:See if you may qualify ...
Maryland Medical Debt: Insurance, Maryland’s Wins and National Trends
For Marylanders who receive their health insurance through the state exchange, the increase in costs is sickening. Insurers who offer policies on the state exchange are seeking 17% increases in premiums for individuals to cope with expected cuts in federal funding. These rising costs may make health insurance unaffordable for many working families with some officials estimating that 70,000 may forgo health insurance, increasing their risk of developing high medical debt. Insurance is one of many significant drivers of runaway healthcare costs and medical debt. On Monday, the Lown Institute released Past Due: How Medical Debt is Harming Americans and ...
Join Us for a Legislative Session Wrap-Up Webinar
Twenty days ago, Maryland’s General Assembly concluded its 2025 legislative session at the stroke of midnight amid a flurry of balloons, confetti, and cheers. Now that the confetti has been swept, the balloons deflated, and the chamber silent, it’s important to reflect on the session overall: Where did economic rights advocates advance progressive policies? Where were advocates and legislators able to codify or expand on consumer protections being rolled back at the federal level? How will new laws address racial equity and disparate impact? Where did we fall short? Why? What bills did Wall Street work to pass that harmed ...
Keep Medical Debt Away From Credit Scores!
Medical debt is pushing too many Maryland families into financial distress. Families struggling to afford essential health care are being forced into high-cost medical credit cards, aggressive debt collection lawsuits, and unfair credit reporting practices—all of which trap patients in cycles of financial hardship. Thanks to your efforts, two of our priority bills (read more about HB268 and HB428) to improve these outcomes have passed out of committee and are on track to make it to the other chamber by crossover day. But the fight is not done, and there are still protections we need to secure at the state ...
End Medical Debt Liens on Homes, and Expand Low-Cost Care!
In the past five years, Economic Action has worked with legislators, coalition partners, and YOU to pass some of the strongest medical debt protections in the country. But there is much more work to be done. As we reach the halfway point of Maryland's legislative session, legislators are faced with competing priorities. With over 2,500 bills this year, it is more important than ever to use your voice and let your elected officials know that protecting patients from medical debt should be a priority. Please urge your legislators to pass HB268/SB981 and HB428/SB349! HB268/SB981 puts patients first by: Creating a ...
Put Maryland Patients First and Reduce Medical Debt
Background Medical debt remains an issue in Maryland and one that disproportionately affects Black patients. According to a 2023 poll that Economic Action commissioned, 14% of Marylanders have debt related to medical services they can’t pay with the percentage rising to 23% for Black households. In the past five years, Economic Action has worked with legislators and coalition partners to pass some of the strongest protections in the country. But there is much more work to be done. The Problem and Solutions Hospital Debt Hospital debt remains an issue in Maryland. With rising costs of healthcare, high insurance deductibles, and ...
Comments to the HSCRC on Patient Refund Law
In 2022, Economic Action Maryland Fund championed a bill to return an estimated $120 million to low-income patients that were wrongly pursued for medical debt, when they should have received free or low-cost care. The Maryland Health Services Cost Review Commission (HSCRC) was tasked with creating an implementation process for hospitals to abide by as they identified eligible patients and notified them of the refund. Our letter outlines recommendations to improve the proposed implementation process. Click Here to View Letter
Comment to CFPB on Medical Debt Credit Reporting
In June of 2024, the Consumer Financial Protection Bureau (CFPB) released a proposed ruling on the elimination of medical debt from certain credit reporting. Our comment letter urges the CFPB to adopt this proposed ruling with two additions: to include debt incurred on medical credit cards, and for the ban on reporting to be expanded to include credit reports used for tenant and employment screening. Click here for the full letter.
2024 Legislative Session: HB832/SB839 and HB328 Bill Signing
On Thursday, May 16th, we celebrated as two of our priority bills from the 2024 Legislative Session were signed into law by Governor Moore. HB832/SB839, sponsored by Delegate Vaughn Stewart and Senator Charles Sydnor, allows nominal damages to be awarded for violations of consumer laws. HB328, sponsored by Delegate Lesley Lopez, prohibits Maryland hospitals from using geographic service area tests and non-monetary asset tests to deny income-eligible patients free or reduced cost care.
Medical Debt Protections Maryland
Medical Debt Protections Maryland This guide is designed to walk you through different options and rights you have to receive affordable hospital health care at different stages in the process which are specific to Maryland. Click Here to View Our 2024 Guide To Medical Debt HB268 Fact Sheet - Putting Patients Over Profits HB428/SB349 - Protecting Patients From Medical Debt Home Liens Paying for Hospital Care - Financial Assistance You may be eligible for free or reduced-cost care. By law, Maryland’s nonprofit hospitals must offer free and low-cost care ...