2025 Maryland legislature
Keep Medical Debt Away From Credit Scores!
Medical debt is pushing too many Maryland families into financial distress. Families struggling to afford essential health care are being forced into high-cost medical credit cards, aggressive debt collection lawsuits, and unfair credit reporting practices—all of which trap patients in cycles of financial hardship. Thanks to your efforts, two of our priority bills (read more about HB268 and HB428) to improve these outcomes have passed out of committee and are on track to make it to the other chamber by crossover day. But the fight is not done, and there are still protections we need to secure at the state ...
Protect Immigrant Families by Supporting the Maryland Data Privacy Act
The chilling effects of mass deportations and anti-immigrant policies have already taken hold in our communities. Children are missing school, older adults are forgoing critical medical care, workers are afraid to file taxes, survivors of domestic violence are too fearful to seek help. All due to fear of detention and deportation, and a perceived lack of data privacy. The federal administration’s rhetoric on deportation is at odds with the reality: they are not prioritizing criminals—they are targeting hardworking taxpayers, families, and community members who contribute to our state. Maryland must act now to protect our vulnerable residents. That’s why CASA ...
End Medical Debt Liens on Homes, and Expand Low-Cost Care!
In the past five years, Economic Action has worked with legislators, coalition partners, and YOU to pass some of the strongest medical debt protections in the country. But there is much more work to be done. As we reach the halfway point of Maryland's legislative session, legislators are faced with competing priorities. With over 2,500 bills this year, it is more important than ever to use your voice and let your elected officials know that protecting patients from medical debt should be a priority. Please urge your legislators to pass HB268/SB981 and HB428/SB349! HB268/SB981 puts patients first by: Creating a ...
Put Maryland Patients First and Reduce Medical Debt
Background Medical debt remains an issue in Maryland and one that disproportionately affects Black patients. According to a 2023 poll that Economic Action commissioned, 14% of Marylanders have debt related to medical services they can’t pay with the percentage rising to 23% for Black households. In the past five years, Economic Action has worked with legislators and coalition partners to pass some of the strongest protections in the country. But there is much more work to be done. The Problem and Solutions Hospital Debt Hospital debt remains an issue in Maryland. With rising costs of healthcare, high insurance deductibles, and ...
Strengthen Fair Housing in Maryland, Urge Your Legislators to Vote YES on HB392/SB107
Background In 2023, there were 198 fair housing complaints in the Baltimore Metro region. At Economic Action, we’ve received many fair housing complaints with a large number of complaints based on access to reasonable accommodations to assist residents with a disability. To determine whether housing providers are discriminating against Marylanders due to race, gender, ethnicity, how someone pays for their rent, or other protected reasons, fair housing organizations conduct tests to see if discrimination exists. The Problem In 39 states including Virginia and the District of Columbia, fair housing testers use an audio recording to accurately capture the conversation with ...
Contact Your Legislators and Stop Out of Control Utility Bills!
Background In 2013, the Maryland General Assembly passed legislation to allow gas utilities to add a surcharge to customers' bills as an incentive for utilities to install new pipes– the STRIDE program. As passed, the law does not require utilities to prioritize cost effectiveness nor safety resulting in excessive and wasteful spending. Gas utilities have spent billions on new pipes and equipment, leading to massive rate hikes. Utilities have reaped enormous profits without commensurate community benefits. For example: In 2023 BGE spent about $160 million on its STRIDE plan. After accounting for BGE’s profits and interest, that $160 million will cost ...
Urge Your Maryland Senator to Vote YES on SB609
Background In 2023 53.3% of Maryland tenants spent more than 30% of their income on rent. The real costs of housing, insurance, utilities, and food prices have increased 22% since 2020. In 2024, our Baltimore City clients saw a 13% increase in rents from 2023, more than double the average for clients in other counties/cities outside the Baltimore metro region. Apartment complexes in Maryland have been using private tenant data to fix prices and increase rent by colluding with RealPage, a company that provides revenue management software to apartment complexes. This software collects private data on rental prices and uses ...