Securing Older Adult Resources Program (SOAR)

The Securing Older Adult Resources Program (SOAR) works to improve the economic security of older adults through direct assistance, research, advocacy, and organizing.

Direct services include assistance with the Maryland Homeowners and Renters Property Tax Credits, earned benefit screenings, financial coaching and counseling, and consumer education on financial exploitation, common scams, and digital literacy.

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Financial Counseling

Our SOAR Counselors offer financial coaching and counseling to meet individual senior’s needs, avoid financial hardship, and access benefits. Seek our counseling support to respond to a financial challenge. Pursue longer-term financial coaching to gain support in setting individual financial goals and reaching financial milestones. Both our coaching and counseling services provide clients with highly individualized guidance and support to improve financial well-being.

Earned Benefits Check-Ups

Economic insecurity is a daily reality for thousands of older adults in Maryland. Many older adults are eligible for assistance programs to reduce their expenses, increase their financial support, and help them age in place. SOAR Counselors connect older adults and individuals with disabilities with benefit programs that can help pay for health care expenses, food, utilities, and more.

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Watch to learn more about how the Homeowners Tax Credit could save you!

Take the Credit

Renting or owning a home in Maryland is expensive! Many senior citizens qualify for tax credits, like the Renters’ and Homeowners’ Tax Credit, but simply don’t take advantage of them. Our SOAR Counselors can help you or your clients through every step of the application process. It’s time to take the credit!

Questions? Call the Tax Credit Hotline at 443.961.6220.

You can also meet with a SOAR Counselor every Wednesday between 10am and 3pm at the Randallstown Library, Central Library, or the Community Engagement Center.

Consumer Protection Education

Older adults are increasingly becoming targets for financial abuse. Fraudsters are using new tactics to take advantage of older adults and separate them from their money. Senior financial abuse is estimated to have cost victims at least $36.5 billion in 2021. Financial exploitation of seniors can be especially devastating because seniors have fewer years of employment to make up the funds they have lost and in many cases the victims may have already retired. SOAR Counselors provide training on financial exploitation to spotlight the types of scams, warning signs, and how to report cases of financial abuse.

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Digital Privacy

Older adults lose as much as $36 billion annually to financial exploitation, and the internet is a prime tool for scammers. Online scammers target older adults, so it’s important that you are proactively protecting yourself. Our digital privacy trainings are interactive, informative, and crucial to making sure older adults avoid being taken advantage of on the internet.