Maryland Homeowners
Resources for Homeowners
We've received more requests from homeowners this year than in previous years, for resources relating to mortgage relief and mortgage counseling, home repair assistance, and other homeowner resources. Here are some resources that may help -- be aware that programs sometimes close their application portal and run out of funds. Contact each agency directly to get more information about income requirements and availability. We will add additional resources as they become available! Allegany County Foreclosure Prevention Anne Arundel County Foreclosure Prevention Baltimore City LIGHT Intake & Assessment Unit - Home Repairs and Grants Lead Hazard Reduction (also available to ...
Maryland’s Property Tax Credit Season is Open!
Good news! Maryland residents may be eligible for a Homeowners’ or Renters’ Tax Credit that can provide significant financial relief. Here’s a quick overview of the two programs: Homeowners’ Property Tax Credit Application Available to Maryland homeowners of all ages. Under Maryland law, you may be eligible for a substantial credit on the property tax bill issued for your home, based on your gross household income. The credit is calculated solely on total household income — including wages, Social Security, pensions, Railroad Retirement, Veterans’ benefits, and other sources, even if they are nontaxable. If the actual property taxes on your ...
Act Now! Protect Debtors, Homeowners, and Tenants This Legislative Session!
Monday, March 23 is crossover day for Maryland’s General Assembly. This means that legislation needs to pass out of one chamber and cross to the opposite chamber by midnight on that date to have a good chance of passing this legislative session. Almost all of the bill hearings are done, so the next few days are crucial. Advocates are racing to ensure priority legislation makes it onto committee voting lists, moves out of committee, and passes on the House or Senate floor. All the while, monied interests are working hard to ensure bills die in committee, are weakened to the ...
Working to Keep People Housed in Maryland
Across Maryland, renters struggle to find safe, clean, affordable housing. Currently, landlords and property managers operate within a powerful, often under-regulated system with weak enforcement, loopholes, and structural power imbalances. Economic Action works to provide direct assistance to renters as well as pass legislation in Maryland to expand protections, assistance, and affordability for tenants statewide. This year, we've combined our Fair Housing and Tenant Advocacy programs into one program -- Housing Services, so we'll be able to better coordinate with our Securing Older Adult Resources (SOAR) program and policy work. We have a new Fair Housing Guide for Maryland Landlords. ...
Housing Services
Maryland Housing ServicesWe work to ensure Maryland tenants and homeowners are living in safe and healthy housing, free from discrimination, by providing Maryland tenants and landlords with free information about their rights and responsibilities on the following topics:Lease reviewsEviction Notification and Procedure, Illegal EvictionNonpayment of Rent (Please note: We do not provide financial assistance.)Code Enforcement, including licenses and inspectionsSubstandard or Unsafe Housing, including Denial of Essential Services (heat, water, stove, etc.)Security DepositsRent EscrowLead PaintFederal, State, and Local Fair Housing Laws, including Source of Income DiscriminationDisability DiscriminationEmotional Support Animals and Service AnimalsWe can also provide referrals to legal service providers, or ...
Action Alert: Help Put a Stop to Zombie Mortgages in Maryland!
Everyday Marylanders are struggling with the skyrocketing costs of basic goods and services. As many costs soar out of control, it makes everything else harder to afford too. Many Maryland homeowners are having a hard time paying their mortgages. In fact, Maryland has the sixth-highest foreclosure rate in the country. Some Maryland homeowners have also faced a terrifying zombie foreclosure. In the early 2000s, lenders were qualifying some home buyers for mortgages using an 80/20 loan, where the homeowner holds a first and second loan simultaneously. When the mortgage bubble crashed, these second loans became worthless and many homeowners thought ...