Student Rights2023-05-02T12:11:42-04:00

Student Rights

Now, more than ever before, higher education is a necessary ladder for students looking to pull themselves into family-sustaining employment and financial security.

Unfortunately, the ballooning cost of quality education has placed a massive $1.7 trillion debt load on the shoulders of American students. Predatory for-profit colleges and private career schools prey on vulnerable students and push them deeper into poverty by enrolling them in high-debt, low-return programs.

GET HELP

EAM icons-07

Are you interested in going back to college or entering a career training program? Learn how to spot a scam before you enroll!

Do you have student loans? See if you qualify for the student loan tax credit.

Advocacy

MCRC advocates on behalf of student borrowers, for-profit school students, and taxpayers to fight for reforms that will create meaningful change. For the past few years, MCRC has worked with partners to improve the student loan servicing industry and protect students from predatory for-profit schools in our state. Servicers, who are supposed to help borrowers affordably repay their loans, are currently driving customers deeper into debt due to perverse profit incentives. Our work includes increasing protections for current and prospective students at for-profit colleges and expanding access to affordable and healthy food for college students and secure housing.

Male student with backpack

student rights -1

Student with cap and gown

RESEARCH

The rising cost of higher education has created a demand for affordable options, and unfortunately that demand is being met by predatory for-profit colleges. Our research report, Making the Grade, illuminated the enormous impact predatory for-profit colleges and private career schools have on low-income communities and communities-of-color in our state. In our newest report, Grading Maryland’s For-Profit Schools, we built on our past research to provide prospective students and their families with information about the quality and outcomes of Maryland for-profit and career schools, addressing the serious concerns with Maryland for-profit schools regarding high costs and low-returns, unfair and deceptive marketing that targets low-income communities of color, and low spending on student instruction.

Know Before You Enroll

We developed a multimedia consumer education campaign – Know Before You Enroll – to help prospective students avoid predatory institutions. We have a website with toolkits for students and a comprehensive grading system for a number of trade and degree granting schools across the state.

Student in Library

student rights -3

Watch our Student Rights Program Manager, Dariya Brown, explain the tax credit and walk through the application.

TAKE THE STUDENT LOAN TAX CREDIT

The Student Loan Tax Credit is available to Maryland tax payers who have at least $20,000 in student loan debt.

The tax credit is made available every year through the Maryland Higher Education Commission.

FOR-PROFIT SCHOOL TESTIMONIAL

Tiara attended (and graduated from) a for-profit school in Maryland. Despite the school’s promises that they would help her find lucrative employment, Tiara ended up without a job and with thousands of dollars in debt.

Unfortunately, Tiara’s story is not unique; students, especially low-income students of color, are disproportionately targeted by private career and for-profit institutions.

Listen to Tiara tell her powerful narrative about the predatory for-profit school industry.

Past Victories

The Disorderly Closure bill 20202022-11-01T14:27:19-04:00

 HB 469/SB 446, sponsored by then Del. Shelly Hettleman and Sen. Paul Pinsky, stops schools from abruptly closing their doors overnight-leaving students stranded. This bill makes sure that schools’ have agreements with the Maryland Higher Education Commission in the event of a closure, discharges any debt a student owes to the institution, and allows students to easily access their academic records after a closure. This legislation will protect the more than 20,000 students enrolled in for-profit colleges in Maryland, as well as prospective students.

Hunger Free Campus bill 20212022-11-01T14:23:13-04:00

HB891/SB767, sponsored by Del. Debra Davis and Sen. Mary Washington, establishes the Hunger Free Campus Program and provides a budget allocation for the program, designates certain colleges Hunger Free campuses, requires a financial counselor on campus who can assist students in applying for food assistance (SNAP), establishes a food pantry or other way for students to access food in a stigma-free way and requires MHEC to establish a plan for meeting housing, food, and other basic needs insecurities in their next plan, and report on implementation and outcomes of the Hunger-Free campus program. This bill helps the more than 20% of college students in need of food assistance.

Tuition Exemption for Foster Care Recipients and Homeless Youth 20212022-11-01T14:20:47-04:00

HB216/SB155, sponsored by Del. Geraldine Valentino-Smith and Sens. Mary Washington and Arthur Ellis, expands the number of youth eligible for a tuition waiver at a public university or community college; requires increased notification to prospective students about the waiver, mandates that these students have priority access to campus housing; and requires college financial aid offices to designate a liaison to work with these students to apply for state and federal aid.

The Veterans’ Education Protection Act 20202022-11-01T14:24:16-04:00

HB 593 /SB 294, sponsored by Del. Pat Young and Sen. Arthur Ellis, protects veterans and foster youths from being targeted by for-profit schools for their federal student aid money. This bill closes the 90/10 loophole, which allows for-profits to receive 100% of their funding from the federal government . The passage of this bill makes Maryland the first state in the nation to stop predatory institutions from targeting vulnerable students for their education benefits.

Student Housing Applications and Occupancy Agreements 20222022-11-01T14:20:01-04:00

HB385/SB560, sponsored by Del.  Mary Lehman and Sen. Brian Feldman, increases transparency for students and their parents or guardians about MEDCO housing and creates critical parity for students in MEDCO housing with students in housing owned by the University of Maryland system (UMS). This law ensures that students in MEDCO and university-owned housing will have the same lease-release protocols in case of a health or safety emergency.

Letters and Sign On Letters

Go to Top