2026 Maryland legislature
Action Alert: Help Put a Stop to Zombie Mortgages in Maryland!
Everyday Marylanders are struggling with the skyrocketing costs of basic goods and services. As many costs soar out of control, it makes everything else harder to afford too. Many Maryland homeowners are having a hard time paying their mortgages. In fact, Maryland has the sixth-highest foreclosure rate in the country. Some Maryland homeowners have also faced a terrifying zombie foreclosure. In the early 2000s, lenders were qualifying some home buyers for mortgages using an 80/20 loan, where the homeowner holds a first and second loan simultaneously. When the mortgage bubble crashed, these second loans became worthless and many homeowners thought ...
Action Needed: Help Protect Maryland Families from Predatory Payday Lenders
Last year, the Maryland General Assembly passed HB1294 which legalized payday lending in Maryland for the first time in more than 50 years. Now, cash-strapped low-wage workers can use apps on their phone to take out a loan until the next payday. App-based short-term lenders charge large fees which means these loans have a 90%-300% APR, three to ten times Maryland’s approved rate of 33% for other consumer loans. And these out-of-state lenders request tips from hardworking Maryland residents for simply borrowing their own money. Take action to protect Marylanders from predatory payday loans today! While these payday loan apps are ...
2026 Economic Justice Priorities
Right now, our economy is designed to extract wealth from families and communities and concentrate it in corporate hands. We believe the economy should be shaped by the people, not by a handful of elites. Our 2026 legislative agenda is centered around economic justice, and confronts some of the most detrimental ways corporations, financial actors, and utilities profit by destabilizing Maryland families—and rewrites the rules across debt, housing, energy, and credit in the public interest. Together, let’s build an economy that works for Maryland families, not against them. End Unfair Debt Practices Protect victims of ...